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Learn about the 3 Best SEP IRA investment providers for the Self Employed · 1. Guideline · 2. Fidelity · 3. Vanguard
A SEP IRA is a retirement account designed specifically for freelancers, soloprenuers and anyone who is self-employed. There are three reasons they are great:
Ruby Money has done the research for you on the best SEP IRA Offerings of 2022. Here's what you need to know:
Best User Experience
Guideline is a retirement platform built specifically for independents professionals and small businesses, and you can tell they're speaking to us in their clean and easy their sign-up process. Guideline launched in 2016. Since its launch, Guideline has grown to support more than 25,000 small business clients, managing more than $5 billion in assets.They get raving customer satisfaction scores, and we know customers have high standards when you're handling their retirement. Guideline's SEP-IRA accounts are $8/month.
What makes Guideline's SEP-IRA stand out:
Best for Lowest Fees
Fidelity is a well-known brokerage with a no-fee SEP-IRA option. Fidelity is an old school name, established in 1946, and has a wide variety of investment products and access to a wide variety of mutual funds, ETFs, stocks, bonds, and other assets to diversify your portfolio.
What makes Fidelity's SEP-IRA stand out:
Best for Financial Planning Services
Vanguard is another well-known brokerage that offers SEP-IRAs for the self-employed and for small business owners with just a few employees. There are no minimums to open a Vanguard SEP-IRA, and accounts for a single self-employed person is $20.year for accounts under $10,000. Where Vanguard shines is when you have built up a nice nest egg - at $50,000 in assets, you have access to their Vanguard Personal Advisor Services for financial planning. Unlike robo-advisors, you'll get access to real people who can discuss your particular goals and create a plan.
What makes Vanguard stand out:
If you've made it this far, don't wait! Open your SEP-IRA today and start setting aside money for your future AND saving on taxes today.