Taxes, Handled.

Ruby Money detects what’s income, what's a write-off and pays your taxes. Get caught up on your taxes now, so there are no surprises in April.

Ruby Money App Store download QR Code
Estimate your freelancer taxes with Ruby Money

Automated book-keeping

Auto-categorize income and expenses into tax-ready categories and track write-offs

Taxes done for you

Quarterly payments & tax filing all in one place.

Not your Father's CPA

Chat with an advisor who gets you.

Made for those who love working for themselves.

I love that I no longer have to worry about how much to pay in quarterly taxes or how to pay them, and I especially love that I am now tucking away money for my retirement. If you’re a solopreneur, Ruby Money is a no-brainer!
Tiffany Napper, Business Coach, Owner at Upleveler Society
This is a fantastic app! I used to dread tax time because I worried I’d forgotten to do something or miscalculated what I owed—and I was in it alone.  I love how simple Ruby Money has made it to manage this aspect of my business.”
Kaitlin Maud, Designer, Owner at Kaitlin Maud

4.9

Rating on the App Store
Ruby Money took only 5 minutes to set up! It was great to start the year by investing in a system to eliminate all the stress/mental math of figuring out taxes. I can't put a price on that, it's so so valuable!
Sammi Dittloff, Marketer, Owner of Needs More Fiber
Ruby Money got me thinking about my profit margins & gave me confidence to raise my prices. This app has been so incredible for my business brain!
Makena Delaney, Web Design, Owner at The Carlyle Creative
Results may vary by customer

How It Works

Link a bank account to track your income.

Set aside income for taxes and retirement each time you get paid.

Pay your quarterly taxes in one quick step.

Link your bank account

Autosave when you get paid

Pay quarterly taxes

Transparent Pricing

(that's fully tax-deductible!)

$20
/month

Automated tax payments

AI powered write-off detection

Quarterly filings

On demand expert support

$20/month
$200/year

Join Today!

Get Started

20% Savings

No credit card required, 30 day free trial, cancel anytime!

Explore our free resources and level up.

View all resources

Self-employed
tax 
calculator

Estimate your taxes

Learn More

SEP-IRA 
deduction calculator

Estimate your retirement deduction

Learn More

Built for the mavericks

"Ruby Money was built for the mavericks. Those who dare to take the leap out of the 9-5 world to build a career on their own terms.

Our mission is to make that leap a little less scary with tools that simplify the complex and let you focus on what you do best"

Angie Moody
Founder & CEO

Frequently Asked Questions

Who is Ruby Money built for?
Ruby Money is built for side hustlers, sole proprietors, and single member LLCs service providers. Our clients are marketers, designers, writers, photographers, lawyers, therapists and life coaches to name a few.
How does Ruby Money protect my data?
Your privacy and security are a priority to us. We follow industry-standard 256 bit SSL encryption and partner with industry leaders such as Plaid to secure your financial information. You can read our full Privacy Policy here.
Why do I need to connect my bank account?
Ruby Money connects to your bank account to scan transactions and automatically calculate your income, expenses and taxes.
How does Ruby Money help me with taxes? 
With Ruby Money you can get real time tax estimates, set up a tax savings plan, make quarterly payments, track your write-offs and file your taxes.

Your funds are FDIC insured up to $250,000 through our partner Blue Ridge Bank; Member FDIC.
How much does Ruby Money cost?
Ruby Money is free to get started. We offer a monthly or annual subscription for access to premium features
General
Getting Started
Paying Taxes
Who is Ruby Money built for?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
How does Ruby Money protect my data?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
Can I use my existing bank and brokerage accounts?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
Where does Ruby Money store my tax and retirement funds?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
How much does Ruby Money cost?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
Who is Ruby Money built for?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
How does Ruby Money protect my data?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
Can I use my existing bank and brokerage accounts?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
Where does Ruby Money store my tax and retirement funds?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
How much does Ruby Money cost?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.

Championed by...

Resources
Tax CalculatorRetirement CalculatorSee all resources >
Company
Terms Privacy PolicyHelpMedia Kit
© 2023 Ruby Money, Inc. All rights reserved.
Ruby Money is not a bank. Banking services are provided by Blue Ridge Bank, N.A, Member FDIC.
Deposits are FDIC-insured through Blue Ridge Bank, N.A., Member FDIC. Your funds are FDIC insured up to $250,000 through Blue Ridge Bank; Member FDIC.