Hello Profit, Goodbye Tax Stress

Built for ambitious solopreneurs. Tax withholding, retirement savings and cashflow management all in one app. We handle the math (and the IRS) so you can focus on what you love.

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Evelyn Huang

Co-Founder of Ruby Money

Tame the Tax Monster

Free Masterclass: April 28 @ 11:00am PT / 2:00am ET

Did you take the "fingers crossed" approach to taxes on April 18? Join Ruby Money co-founder Evelyn Huang for a 1 hour masterclass to learn everything you need to know about self-employed taxes.

Sign Up Now

How it works

Connect your bank to get real time tax estimates
Withhold for taxes and retirement every time you get paid
Pay quarterly taxes painlessly  and know exactly what you have left to pay yourself

What our members have to say

Essential for the freelancer’s stack

This is a fantastic app! As an independent freelancer there’s not a lot that’s created just for us. Ruby Money is!! It’s helped me immensely in getting a grip on my taxes and retirement planning. No more guessing about quarterly taxes or huge end of year payments!”
Holly Chasan Young
Service Designer & Strategist

Takes the headache
out of taxes

As a freelancer, I am always looking for ways to streamline my business. Ruby Money helps me set aside the right amount of money each month without having to think about it.”
Kaitlin Maud,  
Researcher & Strategist

Empowering for Soloprenuers

Before Ruby Money, I held off on spending on things that could have moved my business along faster because I don't know how much of this business is mine. Now, I feel more confident writing myself a check. I can't put a price on that, it's so so valuable!”
Sammi Dittloff,  
Marketer and Writer

Founded by Soloprenuers

"Three years ago I left my dream job at Instagram burnt out and craving more meaningful work and family time. I started freelancing and realized I loved the freedom and flexibility of working for myself. What I didn’t love was figuring out taxes and managing my finances.

I started Ruby Money to share my learnings and enable entrepreneurial, passionate women to become wildy successful solopreneurs"

Angie Moody, CEO & Co-founder

How much can you lower your taxes this year? 

Expenses cannot be greater than income to qualify
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You can lower your taxes by $4,922  by contributing $12,929 to a tax-free SEP-IRA retirement account.

Get Started

$11,655

Maximum 2021 SEP-IRA contribution

$3,655

Estimated 2021 tax savings
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Money & The Business of One

Solopreneur Profit Guide Series, #4: The Hack For Paying Present AND Future You
Welcome back to the fourth and final installment in our Profit Guide series, where we’re sharing the key steps solopreneurs should take before 2022 ends to increase your business profits by up to 10% without taking on new clients — or new stress.
Solopreneur Profit Guide Series, #3: It’s Time To Tackle Your Taxes
Welcome back to the third installment in our Profit Guide series, where we’re sharing the key steps solopreneurs should take before 2022 ends to increase your business profits by up to 10% without taking on new clients — or new stress.
View all ›
Resources
Estimated Tax CalculatorSEP Retirement CalculatorSee all resources >
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Ruby Money, Inc is a financial technology company not a bank. Banking services provided by Blue Ridge Bank N.A.; Member FDIC