Hello Profit,
Goodbye Tax Stress

Ruby Money gives solopreneurs and freelancers the tools they need to make taxes a breeze.

‍Start today and save $5,000+ on taxes – Try it for free!

app store download link

Avoid costly tax mistakes

No more guessing what you owe in taxes. Estimate and save for taxes each time you get paid.

Know your 
profit

Keep track of your business income and how much you have pay yourself or invest in your business.

Make savings a habit

Build a retirement savings habit that lowers your taxes today and puts your profits to work.

Start for Free

Why our members love Ruby Money

There is nothing more powerful than being in control of your finances, and Ruby Money makes you feel like a money queen. I love that I no longer have to worry about how much to pay in quarterly taxes or how to pay them, and I especially love that I am now tucking away money on a regular basis to distribute into my SEP-IRA account for my retirement with the click of one button. If you’re a small business owner or solopreneur, Ruby Money is a no-brainer!
Tiffany Napper, Business Coach, Owner
 at Upleveler Society
As a freelancer, I am always looking for ways to streamline my business. Ruby Money helps me set aside the right amount of money each month without having to think about it.
Kaitlin Maud, Designer, Owner at Kaitlin Maud

Over 50 Five Star Reviews on the App Store!

Download Now
It takes 5 minutes to set up, easy and intuitive. It's a great way to start the year by investing in a system to keep me honest and eliminate all stress/mental math of figuring out taxes. Now, I feel more confident writing myself a check. I can't put a price on that, it's so so valuable!
Sammi Dittloff, Marketer, Owner of Needs More Fiber
Ruby Money got me thinking about my profit margins & gave me confidence to raise my prices. This app has been so incredible for my business brain, and makes me feel like a real business owner.
Makena Delaney, Web Design, Owner at 
The Carlyle Creative

How It Works

Link a bank account to
track your income.

Set aside income for taxes and retirement each time you get paid.

Pay your quarterly taxes in one click.

Powerful System. Affordable Pricing 
(that’s fully tax deductible)

Members lower their taxes by an avg $6,500/year

$20/month
$200/year

Join Today!

Get Started

20% Savings

Explore our free resources and level up.

View All Resources

Self-Employed
Tax 
Calculator

Estimate your 2022 taxes

Learn More

2022 SEP-IRA 

Retirement Calculator

Estimate your Tax Deduction

Learn More

Ruby Money is built by and for Women

Angie Moody
Founder & CEO
"Three years ago I left a successful corporate career craving more meaningful work and time with my family. I build a consulting business and loved the freedom and flexibility of working for myself. What I didn’t love was figuring out taxes and managing my finances. I quickly found out I wasn’t alone.
‍
I started Ruby Money to build a new system designed for entrepreneurial professionals who have chosen to unshackle themselves and build businesses on their terms. Our vision for Ruby Money to become the financial backbone for soloprenuers. I hope you will join us!"
Read More

Frequently Asked Questions

Who is Ruby Money built for?
Ruby Money is built for anyone who is self-employed income and wants to avoid making costly tax mistakes and grow their profits with less stress. Our members are side hustlers, sole proprietors, single member LLC's, and S-corps that work as designers, business consultants, executive coaches, health & wellness professionals, and more. Our service was designed to inclusive and inviting to everyone especially women creatives.
How does Ruby Money protect my data?
Your privacy and security are a priority to us. We follow industry standard 256 bit SSL encryption and partner with industry leaders such as Plaid to secure your financial information and offer FDIC insurance on all deposits through our partner Blue Ridge Bank N.A. You can ready our full Privacy Policy here.
Can I use my existing bank and retirement brokerage accounts?
Yes! We believe in not breaking what's not broken. Ruby Money designed to integrate with your existing bank and retirement partners. We connect to these accounts and help you stay on top of taxes and retirement. If you don't have a retirement account set up yet, we can help you find one.
Where does Ruby Money store the money I set aside for taxes and retirement
We store your funds in an FDIC-insured deposit account in your name with our partner Blue Ridge Bank N.A. You can make payments to the IRS, or transfer funds anytime back to your connected bank or brokerage accounts from the Ruby Money app.
How much does Ruby Money cost?
Ruby Money is currently welcoming members on an extended free trial. We make money by storing your funds in an interest bearing account. We may charge a monthly subscription fee in the future for certain features. When we do you will get at least 30 days notice.
Start for Free
General
Getting Started
Paying Taxes
Who is Ruby Money built for?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
How does Ruby Money protect my data?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
Can I use my existing bank and brokerage accounts?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
Where does Ruby Money store my tax and retirement funds?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
How much does Ruby Money cost?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
Who is Ruby Money built for?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
How does Ruby Money protect my data?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
Can I use my existing bank and brokerage accounts?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
Where does Ruby Money store my tax and retirement funds?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
How much does Ruby Money cost?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.

Championed by...

Resources
Estimated Tax CalculatorSEP Retirement CalculatorSee all resources >
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© 2022 Ruby Money, Inc. All rights reserved.
Ruby Money, Inc is a financial technology company not a bank. Banking services provided by Blue Ridge Bank N.A.; Member FDIC