Welcome, Catch members!

We are sad to hear that Catch is closing down. We welcome all Catch members who are looking for a new system to automate their self-employed taxes and set aside funds for retirement. Now through April 1st, you can save 50%!

Save 50% on your first 3 months!
Promo: CATCH50

How Ruby Money Compares to Catch

Taxes on autopilot built for the business of one
Ruby Money is an an all-in-one platform for freelancers to put their taxes on autopilot, maximize their savings and get expert advice from someone who gets you.
Automated Tax Savings
With Ruby Money, it's completely free to pay quarterly estimated taxes. We provide estimates of what you owe each quarterly based on real time data and schedule the payment to the IRS for you. In addition, our members can sign up for a 1:1 quarterly check in to review their numbers with one of our advisers and identify tax savings.
Track your self-employed income & expenses
If you earn self-employment income (1099), you are required to keep track of your income to report that income on your annual tax filing. Ruby Money identifies and records any self employment income you make. We'll also you identify tax deductible expenses to save you money on taxes. When it comes to filing your yearly tax return, we provide the documentation you need to file your taxes easily.
Automated Retirement Savings
Ruby money allows you to autosave funds each time you get paid. We store these funds in an an FDIC-insured account with our partner bank Blue Ridge Bank N.A until its time to pay your estimated quarterly taxes.
How much does Ruby Money cost?
Ruby Money has a free and paid plan. Our free plan includes our income tracker and quarterly estimates. Our subscription plan includes access to our autosave features, dedicate tax and retirement savings accounts, quarterly tax filings and 1:1 check-ins. This plan is $20/month or $200/year. We are offering Catch users 50% off for the first three months.
General
Getting Started
Paying Taxes
Who is Ruby Money built for?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
How does Ruby Money protect my data?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
Can I use my existing bank and brokerage accounts?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
Where does Ruby Money store my tax and retirement funds?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
How much does Ruby Money cost?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
Who is Ruby Money built for?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
How does Ruby Money protect my data?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
Can I use my existing bank and brokerage accounts?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
Where does Ruby Money store my tax and retirement funds?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
How much does Ruby Money cost?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.

Done for you quarterly taxes

Track your income, set aside tax funds and file your quarterly taxes in one place. Never make a costly tax mistake again.

Maximize your deductions

Identify deductions that can save you thousands

Get expert support

Not your father's CPA. Get support from tax experts that understand the unique needs of creators, & consultants

Soloprenuers love Ruby Money

There is nothing more powerful than being in control of your finances, and Ruby Money makes you feel like a money queen. I love that I no longer have to worry about how much to pay in quarterly taxes or how to pay them, and I especially love that I am now tucking away money for my retirement. If you’re a solopreneur, Ruby Money is a no-brainer!
Tiffany Napper, Business Coach, Owner
 at Upleveler Society
This is a fantastic app! I used to dread tax time because I worried I’d forgotten to do something or miscalculated what I owed—and I was in it alone.  I love how simple Ruby Money has made it manage this aspect of my business.”
Kaitlin Maud, Designer, Owner at Kaitlin Maud

4.9

Rating on the App Store
Ruby Money took only 5 minutes to set up! It was great to start the year by investing in a system to eliminate all stress/mental math of figuring out taxes. I can't put a price on that, it's so so valuable!
Sammi Dittloff, Marketer, Owner of Needs More Fiber
Ruby Money got me thinking about my profit margins & gave me confidence to raise my prices. This app has been so incredible for my business brain!
Makena Delaney, Web Design, Owner at 
The Carlyle Creative

How It Works

Link a bank account to
track your income.

Set aside income for taxes and retirement each time you get paid.

Pay your quarterly taxes in one click.

Affordable Pricing

(that's fully tax-deductible!)

$48
/quarter
billed annually

Smart tax savings

Quarterly tax filing

Deduction tracking

1:1 Tax advice

$20/month
$200/year

Join Today!

Get Started

20% Savings

No credit card required, 30 day free trial, cancel anytime!

Explore our free resources and level up.

View all resources

Self-employed
tax 
calculator

Estimate your taxes

Learn More

SEP-IRA 
deduction calculator

Estimate your retirement deduction

Learn More

Ruby Money is built by and for Women

Angie Moody
Founder & CEO
"Three years ago I left a successful corporate career craving more meaningful work and time with my family. I build a consulting business and loved the freedom and flexibility of working for myself. What I didn’t love was figuring out taxes and managing my finances. I quickly found out I wasn’t alone.
‍
I started Ruby Money to build a new system designed for entrepreneurial professionals who have chosen to unshackle themselves and build businesses on their terms. Our vision for Ruby Money to become the financial backbone for soloprenuers. I hope you will join us!"
Read More

Frequently Asked Questions

Who is Ruby Money built for?
Ruby Money is built for side hustlers, sole proprietors, and single member LLC's that work as creatives, coaches and consultants.
How does Ruby Money protect my data?
Your privacy and security are a priority to us. We follow industry standard 256 bit SSL encryption and partner with industry leaders such as Plaid to secure your financial information. You can ready our full Privacy Policy here.
Why do I need to connect my bank account?
Ruby Money connects to your existing bank account to detect self-employed income and expenses to calculate your estimated taxes.
How does Ruby Money help me save for taxes? 
Ruby money allows you to autosave funds each time you get paid. We store these funds in an an FDIC-insured account with our partner bank Blue Ridge Bank N.A until its time to pay your estimated quarterly taxes.
General
Getting Started
Paying Taxes
Who is Ruby Money built for?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
How does Ruby Money protect my data?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
Can I use my existing bank and brokerage accounts?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
Where does Ruby Money store my tax and retirement funds?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
How much does Ruby Money cost?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
Who is Ruby Money built for?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
How does Ruby Money protect my data?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
Can I use my existing bank and brokerage accounts?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
Where does Ruby Money store my tax and retirement funds?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.
How much does Ruby Money cost?
Ruby Money is built for ambitious soloprenuers who want to avoid making costly tax mistakes and grow their profits with less stress. Our members are sole proprietors and single member LLC's that work as designers, business consultants, executive coaches, health & wellness professionals, and more.

Championed by...

Resources
Estimated Tax CalculatorSEP Retirement CalculatorSee all resources >
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© 2023 Ruby Money, Inc. All rights reserved.
Ruby Money, Inc is a financial technology company not a bank. Banking services provided by Blue Ridge Bank N.A.; Member FDIC